When a passenger vehicle collides with a large commercial truck, the results are often far more serious than a typical car accident. Trucks can weigh twenty to thirty times more than a standard car, and the size difference alone can lead to catastrophic injuries. Truck accident cases also tend to be more complex than ordinary car wreck claims, for several reasons. A Morgantown, WV truck accident lawyer can help injured victims understand the complexities of a commercial truck claim and identify the parties who may be responsible for the collision. 

Multiple Parties May Be Responsible

In a typical car accident, liability usually falls on one or both drivers. Truck accidents often involve more potential parties. The truck driver may be at fault, but so might the trucking company, a cargo loading company, a maintenance provider, or even the manufacturer of a defective truck part. Identifying every responsible party is an important part of building a truck accident claim.

Federal Regulations Come Into Play

Commercial trucking is heavily regulated at the federal level. Truck drivers and companies must follow rules about how many hours a driver can be on the road, vehicle maintenance and inspection schedules, and driver qualifications. When a trucking company or driver violates these regulations, it can serve as strong evidence of negligence. Reviewing driver logs, maintenance records, and company policies is often a key part of investigating these cases.

Evidence Can Disappear Quickly

Trucking companies often have policies in place to preserve or, in some cases, destroy records after an accident. Data from the truck’s onboard computer, known as an electronic logging device, can reveal important details about speed, braking, and hours of service. Because this evidence can be lost or overwritten, it is important to act quickly to request that it be preserved.

Common Causes of Truck Accidents

Some of the most common causes of truck accidents include driver fatigue, distracted driving, improper loading of cargo, poor vehicle maintenance, and speeding to meet delivery deadlines. Weather and road conditions can also play a role, though a truck driver is generally expected to adjust their driving to conditions.

Types of Injuries

Because of the size and weight of commercial trucks, injuries from these accidents are often severe. This can include traumatic brain injuries, spinal cord damage, broken bones, and injuries requiring long term care. The financial impact of these injuries can be significant, including medical expenses, lost income, and ongoing care needs.

Insurance Coverage Is Often Higher

Commercial trucks are typically required to carry higher insurance policy limits than personal vehicles. While this can mean more resources are available for compensation, it also means the insurance companies and their legal teams may work harder to minimize the payout. Having a clear understanding of the applicable coverage is an important part of any truck accident claim.

What to Do If You Are Involved in a Truck Accident

If you are involved in an accident with a commercial truck, try to gather as much information as possible, including the truck company’s name, the driver’s information, and any visible identifying numbers on the truck. Seek medical attention promptly and keep records of your injuries and expenses.

The Bottom Line

Truck accident cases involve more moving parts than a typical car wreck. Understanding who may be responsible and how these claims work can help you make informed decisions if you or a loved one has been injured in a collision with a commercial truck. If you or a loved one has been injured in a truck accident, contact Hayhurst Law PLLC to discuss your situation and learn more about your legal options.